Voluntary Benefits
Cone Health continues to offer access to many other voluntary benefits. You will have access to enroll in these benefits in the benefits enrollment system. You have one phone number (1-800-ASK-UNUM) that you can call for questions on policies that include whole life, critical illness, accident and hospital indemnity. You can also text #CHENROLL to 45037 for more information on UNUM related benefits.
Hospital Indemnity
This benefit is provided by Unum. Hospital Indemnity helps you cope with the out-of pocket costs associated with a hospital admission (including maternity but excluding mental or emotional disorder and alcohol, drug or chemical dependency).
There are no pre-existing condition limitations, no waiting period and no medical questions to answer. The admission payment is made only one time per year, but with Unum, you can collect the Hospital Confinement limit ($100 a day) for up to 60 days per year. You can collect the ICU confinement limit ($200 a day) for up to 15 days per calendar year.
Low Plan - $500 Admission + $100 Confinement Paid for First Day
| Coverage Available For |
Cost Per Pay Period |
| Employee |
$5.64 |
| Employee + Child(ren) |
$6.84 |
| Employee + Spouse |
$15.36 |
| Family |
$16.56 |
View Low Plan Flyer [PDF]
High Plan - $1000 Admission + $100 Confinement Paid for First Day
|
Coverage Available For
|
Cost Per Pay Period |
| Employee |
$9.00 |
| Employee + Child(ren) |
$10.97 |
| Employee + Spouse |
$25.09 |
| Family |
$27.06 |
View High Plan Flyer [PDF]
