The Save Plan

The Save Plan, a High Deductible Health Plan, is administered by Aetna. This lower premium plan can be paired with a Health Savings Account (HSA)*, which allows you to save pretax dollars for healthcare expenses. There are three tiers of coverage. What you pay depends on where you receive your care.

Tier 1: Cone Health or Triad HealthCare Network (THN) providers - lowest out-of-pocket cost (20% coinsurance).

Tier 2: Aetna Whole Health – Duke/WakeMed Network - slightly higher member responsibility while maintaining the same overall out-of-pocket maximum (30% coinsurance)

Tier 3: Aetna National Network – highest out-of-pocket maximum (50% coinsurance)

Medical Plan Decision Considerations

• Large nationwide network of healthcare providers; good particularly if you live out of the local area or have children who go to school or live out of state.
• Less premiums from your paycheck.
• Deductible must be met before the plan pays.
• Cone Health contributes to your HSA (contingent upon base annual salary)*
• Lower costs for services at a Cone Health or THN physician or Cone Health facility.
• No cost for e-Visits and Virtual Visits (video/phone). NOTE: A video visit with your personal physician is considered an office visit.
• Easy Steps to Keep Your Premiums Low for 2025.

Click HERE for more plan documents on this plan.

Register on Aetna.com

As a first-time user, you will need to register for an account. Go to Aetna.com and click on the purple Login button on the right-hand side of the page.

To register for an account, click on Register. You can find your Member ID on the Aetna ID card that was mailed to your home address on file with Cone Health. Complete all fields with the requested information to register.

Aetna Provider Links

Traditional and Save Plan Network: Provider Search - Home (aetna.com).

*HSA eligibility -There are provisions on eligibility if you are 65 and over participating in Medicare (includes Part A and/or B).